Our mandate
To provide partial credit guarantees to viable MSMEs with inadequate collateral, facilitating access to affordable financing across selected sectors of the economy.
ABOUT ZAMBIA CREDIT GUARANTEE SCHEME
Shaping a future
with possibility.
Expanding access to finance. Supporting enterprise.
Building a more inclusive Zambian economy.
WHO WE ARE
A partner in
Zambia’s progress.
We believe viable businesses deserve an opportunity to grow.
Zambia Credit Guarantee Scheme (ZCGS) was incorporated in 2017 and is wholly owned by the Government of the Republic of Zambia through the Ministry of Finance and National Planning.
We were established to help micro, small and medium enterprises access affordable finance. By providing partial credit guarantees, we share default risk with partner financial institutions and help address the collateral barriers that prevent viable businesses from securing funding.
See how our guarantees workOUR PURPOSE
Grounded in purpose.
Focused on growth.
Our vision
To be a credible and dynamic credit guarantee institution that promotes the growth and development of MSMEs in Zambia.
Our mission
To facilitate increased access to financing for MSMEs in Zambia in order to promote their growth.
GROWTH THAT REACHES FURTHER
Inclusion is part
of our purpose.
Women, young entrepreneurs and businesses in rural communities are an important part of Zambia’s economic future. Our affirmative approach seeks to expand their access to finance and participation in economic development.
Through strategic partnerships, we support financial inclusion, enterprise development and employment creation.
Connect with ZCGSLET’S TALK ABOUT POSSIBILITY
How can we
help you grow?
Send our team an enquiry, or contact us at info@zcgs.co.zm.